Sunday, April 5, 2026

Bullish Sentiment Hits Pre-Pandemic Levels

Tue, 13 April 2021  |  investing pandemic 

E*TRADE Financial Holdings, LLC today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors. Results indicate investor views across the market and the economy improved:

“Despite investor unease as interest rates shot higher over the last quarter, optimism grew as the market hit new all-time highs, vaccines increased, stimulus measures continued, and earnings estimates are high,” said Mike Loewengart, Managing Director of Investment Strategy at E*TRADE Financial. “But while the market is running hot, invest... Read More

US Mortgage Delinquency Rates Fall For Fifth Consecutive Month

Tue, 13 April 2021  |  economy housing 

For the month of January, 5.6% of all mortgages in the U.S. were in some stage of delinquency (30 days or more past due, including those in foreclosure), representing a 2.1-percentage point increase in the overall delinquency rates compared to January 2020. Nationally, the overall delinquency has been declining month to month since August 2020.

• Early-Stage Delinquencies (30 to 59 days past due): 1.3%, down from 1.7% in January 2020.
• Adverse Delinquency (60 to 89 days past due): 0.5%, down from 0.6% in January 2020.
... Read More

Americans Taking Cautious Approach to Investing During COVID-19

Tue, 13 April 2021  |  pandemic investing 

Although the economy is showing signs of rebounding from challenges brought on by the pandemic, many Americans are still worried about market volatility and prefer to take a cautious approach to investing. According to the 2021 Q1 Quarterly Market Perceptions Study from Allianz Life Insurance Company of North America nearly three-quarters (74%) of Americans believe markets will continue to be very volatile in 2021, up slightly from 72% in Q4 2020. As a result, nearly half (48%) of respondents said they want to stay neutral and not take action in the market – compared to 43% in Q4 2020 and... Read More

The Future Of Work In 2021

Mon, 12 April 2021  |  workplace employment 

New research from Qualtrics finds that workforce productivity is up, employees feel more connected to each other than before the pandemic, and future workplace trends are being driven by younger generations. For consumers, improved experiences like telehealth appointments, outdoor seating at restaurants, curbside pick-up, and virtual fitness classes, are not only preferred but will be the expectation in the new normal.

This study, which examined the experiences and feelings of more than 4,000 workers around the world, illustrates that work preferences are continually shifting an... Read More

Is Buy Now Pay Later Here To Stay?

Mon, 12 April 2021  |  payments credit 

Consumers have increasingly adopted Buy Now, Pay Later (BNPL) services for multiple reasons; a desire for financial flexibility, a way to avoid incurring credit card debt, or to purchase items outside of their budgets. However, despite its popularity, consumer debt and missed payments have led to calls for additional research and regulation.

To take a closer look, The Strawhecker Group (TSG) conducted a survey of over 1,500 U.S. consumers in early 2021 with a goal of understanding domestic attitudes and perspectives on the use of BNPL services. TSG found that 39 percent of cons... Read More

Business Ownership Declines For Older Americans

Fri, 09 April 2021  |  entrepreneurship 

In a recent report, the Federal Reserve Bank of New York, in collaboration with AARP, found a sharp decrease in active business ownership among the 80% of small firm owners who are 45 and older. The report found active business ownership for white owners 45 and older declined 8% for the yearlong period that ended in January 2021. The decline for Asian owners in the same age group was more than twice as steep, at 19%. The drop was 16% for Black owners and 11% for Latinos.

The report incorporates interviews with small business owners from the AARP’s Read More


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